Today after I got home from the Y and doing some grocery shopping with the kids, I called ComEd, and they told me that at this time I am not in jeopardy of being shut off. That's a relief! I still need to pay them $200+ for current charges and some past due, ASAP. Once my husband gets back from his trip and we deposit his check I will send them some more.
I still owe the gas company a lot, so I will be pushing them up on the priorities list as well.
I am thinking to make this work, I am going to have to try and generate some extra income. I've considered part time work, but right now I'd have to get a babysitter to cover some of the hours between when my husband comes home and in the end I don't know if it would be worth the aggravation.
As far as that goes, I've signed up for some mystery shopping assignments. The money isn't anything great right now, but they do reimburse you for things, so that has been nice. I am hoping to get some restaurant type shops so we can have a meal out for free.
Also, I am going to see if my father will pay me to help him with his office. His health is failing and he has a one-man brokerage office, but will need some help getting the books together and getting the place cleaned up. I was working for him a few weeks ago, but he took a turn for the worse health wise, and it didn't seem right to push the issue right now. My parents have also offered to pay my husband to do some handyman type work for them either on the weekends or when he is in between projects at work. This has worked out in the past for both my parents and me. I know most people don't have this option, but I guess when you are in a tight spot, it is good time to be creative and look at all of your options.
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I can imagine that it would be difficult to budget and plan for things when your income fluctuates and is unpredictable. Thats one of the big reasons I ended up resigning as a Realtor and choosing an office job with a regular paycheck and benefits after we bought our condo.
ReplyDeleteDo you like Suze Orman? I have one of her books and I like what she says.
I really like Suze Orman. I tried to get my hubby to read "Courage to Be Rich" but he didn't seem very motivated.
ReplyDeleteI agree it's difficult to budget when your income is fluctuating. Since he is computer animation, that is the way a lot of those jobs are, and so we might be in this situation for a while. On the plus side, since he has had a week or so off of the project, he was able to watch the kids while I figured out medical care stuff for my dad this week. It helped that we didn't have the added stress of him worrying about whether or not it would be ok to take time off.
That being said, he's still looking into FT permanent positions.